Underreported story of the day: health insurance rates drop for pre-existing conditions

And this one was reported by, of all outlets, the right wing Sunshine State News’ editor-blogger Kenric Ward.

Peep it:

Premium prices on health insurance plans covering pre-existing conditions have dropped 40 percent in Florida, the U.S. Department of Health and Human Services said Tuesday.

The Pre-Existing Condition Insurance Plan, created by the Affordable Care Act, “changes lives, and in many cases, literally saves lives,” said HHS Secretary Kathleen Sebelius.

HHS said that a 50-year-old Floridian can now get comprehensive health coverage for as low as $270 per month. The new, reduced rates take effect July 1.

Under the new enrollment plan, Florida residents can prove their pre-existing condition by providing a letter from a doctor, physician assistant or nurse practitioner dated within the past 12 months stating that they have or, at any time in the past, had a medical condition, disability or illness.

“This option became available to children under age 19 in February, and we are extending this pathway to all applicants regardless of age,” Sebelius said in a statement. “Applicants will no longer have to wait on an insurance company to send them a denial letter.”

PCIP coverage includes primary and specialty care, hospital care, prescription drugs, home health and hospice care, skilled nursing care and preventive health and maternity care. Floridians enrolled in PCIP have access to a provider network that includes 37,705 physicians, 4,751 pharmacies and 312 hospitals, HHS said.

So why would SSN report such a thing, I mean, it’s damned near pro-Obamacare! Well.. turns out that this fall, “PCIP program.” And you know, wherever there’s a profit to be made, there be Republicans.

More on the program and the need for agents here and at the HHS website (where you can also find out how to enroll.)

What’s shocking is that people really aren’t taking advantage of this opportunity to get healthcare.

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3 Responses to Underreported story of the day: health insurance rates drop for pre-existing conditions

  1. bmull says:

    There is no doubt this is a good deal, but it was a good deal before the 40% discount and few signed up. It seems people aren’t as desperate for affordable health insurance as was previously believed.

    But the real problem comes Jan 1, 2014 when a 50 year-old making above $46,135 won’t get a subsidy and will be looking at an individual premium of (KFF est.) $8,374. That’s a >250% increase over the high risk pool premium.

  2. GEEGEE says:

    That $270 is slightly still more than 37 hours at minimum wage. A full fourth of a month’s income to pay for insurance … Not health care COSTS, but for INSURANCE to cover part of them. It’s no wonder 50% of bankruptcies are caused by medical expenses. Don’t get me wrong, I’m glad things are improving, but this is the equivalent of cheering about gas prices dropping to $3.79 after they’ve been $3.99 for the last month – when they were $2.64 this time last year. It’s patting someone on the back for screwing you a little less.

  3. m-girl says:

    Just think how expensive the insurance would be under a Republican plan! We could all be fainting from the 5 digit annual premiums. Got $2,400 a month you need to piss away? Under the Republican plan, you can get rid of all those unused dollars sitting in your bank account.

    All this is good news. And it would be much better news if the republicans were not actively trying to kill American citizens through denial of healthcare by destroying Medicare and putting it into the private market — which is not lower than the current Medicare rates so the republican plan is an automatic failure.

    If you want to be destitute and sick, keep voting in the hateful republicans that are denying you affordable healthcare. If you want to see healthcare costs come down, support the progressives and we will soon be able to see real reductions in costs because the republicans are not there to screw it up.

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